Sunday, February 19, 2006

Silly little things that we do and of course EPF.

After the initial fighting, pushing, growling at my competitor and a long swim inside my mother womb, I have been on this earth for 39 years. For this past glorious 39 years I have seen and involved in if not hundreds or thousand arguments and in 1 or 2 fights. Sometimes when I have nothing to do, I look back to some of them, there are times I “Won” and there are times I “Loss” but there are times I do find that it was initiated by some silly things. When I look back I would ask, why leh? Does it justify the fuss we made? Have you ever fight with your siblings on things like control of the TV remote, things borrow not return, or return not in its original state or etc? Or fighting with your spouse over who pays this month bill, fetching the kids, throwing the waste and etc?

Is it because of the pride or is it the principal thing or belief? What trigger us to yell at someone, throw things or even kill someone? Yesterday there is a report about a guy who killed his Russian Lover. What prompt him to do so? Is it the fear of losing someone you love? How does he feel now? Regret or ?? When you open the newspaper today you could see there are a lot of killings and even “wars”, it could be for love, countries, belief, religion, faith, principal but fundamentally is all this leads back to the same thing?

Some of us actually declared our love to someone in different way. Some of us goes through the “chicken” way by signing off as “secret admirer” when we send gifts through third parties and some of us actually walks up and hand the gifts and declare our love on the spot. There are a lot of us who shares the same belief, principal, loves, etc but there are some who are discreet about it but there are some who are bold and also there is some who uses force and there are some who uses other "Legal" means but most of them share one common goal.

On a lighter note, we Malaysian are expecting a better dividend in our Employee Provident Fund (EPF) than last year. Its reported that it could reach a figure of 4.75% to 5%. I remember last year I read the same thing, a range was given and when it was declared the figure was at the lower range. Let’s hope we will get 5% instead of 4.75%. Actually I do wonder how does EPF actually invest all the $$$. Not sure do they have any documents published about it, I believe EPF should have as they are using our dear old $$$. Anyone knows where we can get a copy? Or does EPF have one? As honestly my dear old brain tells me that 4.75% is lesser than a lot of other Financial Institution that provides investment management/services. Anyway I will be crossing my legs, fingers and hairs hoping for a higher dividend as poor people like me depends on EPF to provide a safety net when its time for me to hang my boots and shake my leg.

5 comments:

leecs said...

too many lousy companies out there need our kind government help liao...
so..low return loh..

ai..u n a collected so many folders of FDs liao...enough for 300 years loh.. :)

PhotoCrazy said...

Wasn't it 7% at long time ago? Maybe they already fatten their pockets before declaring the dividends. I guess it take asian a long time to be not too greedy.

SooHK said...

LeeCS, my collection less than yours..if you are still working definitely I still needs to work , hahaha

Photocrazy, yeap I believe I have seen more than 7%...not sure if they fatten or not...but 4.75 percent is very little...

PhotoCrazy said...

EPF 5% woh.. as I read today's Sun newspaper.

SooHK said...

PhotoCrazy, yeap its 5%...good to be wrong ya...hahaha

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